Our clients are pleased to discover they can always rely on The Oxford Law Firm for prompt action, while maintaining open lines of communication. In a complex, ever-changing landscape of real estate law, count on our team to remain by your side, step by step.
Telephone Consumer Protection restricts telephone solicitations like those robocalls from telemarketing companies and the use of automated telephone equipment. The TCPA limits the use of automatic dialing systems, artificial or prerecorded voice messages, SMS text messages, and fax machines. It also specifies several technical requirements for fax machines, auto-dialers, and voice messaging systems principally with provisions requiring identification and contact information of the entity using the device to be contained in the message.
If you are a victim of such practices, contact us to help protect you from such wrongful actions. We can fight for you to stop this harassment.
Mortgage service companies collect and process payments from homeowners, they also handle loss mitigation applications and foreclosures. However, mortgage service companies often make big enough errors or mistakes when it comes to managing homeowners’ accounts. We can help you if you are a victim of these practices
If you suspect that you are a victim of inaccurate reporting of your information, contact us and we will protect your rights and if needed file a lawsuit on your behalf.
This is a consumer law that establishes legal protection from abusive debt collection practices, the law is designed to eliminate abusive practices in the collection of consumer debts, to promote fair debt collection, and to provide consumers with an avenue for disputing and obtaining validation of debt information in order to ensure the information's accuracy. The Act creates guidelines under which debt collectors may conduct business, defines rights of consumers involved with debt collectors, and prescribes penalties and remedies for violations of the Act.
Stop the harassing phone calls and let us help you protect your rights and fight for you.
Automobile Fraud cases can involve many situations, such as Lemon Law, title issues, odometer tempering, concealment of salvage or prior wreck fraud, prior use, repaired damage to brand new cars, among other things.
Consumers can be damaged by hundreds, if not thousands of dollars due to these wrongful practices. You can contact us to help put the law on your side and fight for you to protect your hard earned money.
There are Federal and State laws that promote fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to protect consumers from the willful and/or negligent inclusion of inaccurate information in their credit reports. To that end, the FCRA regulates the collection, dissemination, and use of consumer information, including consumer credit information.
Truth in Lending Act is a Federal designed to promote the informed use of consumer credit, by requiring disclosures about its terms and cost to standardize the manner in which costs associated with borrowing are calculated and disclosed.
This law gives consumers the right to cancel certain credit transactions that involve a lien on a consumer's principal house, regulates certain
credit card practices, and provides a means for fair and timely resolution of credit billing disputes.
With the exception of certain high-cost mortgage loans, this law does not regulate the charges that may be imposed for consumer credit. Rather, it requires uniform or standardized disclosure of costs and charges so that consumers can shop. The law also prohibits certain acts or practices in connection with credit secured by a consumer's principal dwelling or house.
Contact our office to see what are your options.
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